Save Money on Car Insurance

As you know, I am always looking ways to save money.  I am constantly reviewing every bill and receipt to make sure I am being charged correctly for anything that I pay for.  When I received my car insurance bill last month, I was not very happy when I noticed an increase in my bill.  My husband nor I have had a ticket or an accident so I was not expecting an increase.

I immediately began to research and compare prices with other companies.  My goal - to find cheap car insurance.  I definitely don't want to spend more money this year, I am trying to cut back my expenses and save money.   

There are a few ways to save money on your car insurance.  When getting quotes for your car insurance, check and see if the company offers a discount if you choose a 12 month policy instead of a 6 month policy.  Guaranteeing the company that you will remain their customer for an additional 6 months makes you eligible for a discount.

Also, let the company know if you don't travel a huge distance everyday.  Having a short daily commute means you are on the road less with a lower chance of having an accident.

Another way to save is by having security devices on your vehicles especially if you live in a larger city.  Types of security devices may include alarm systems, air bags, antilock brakes, LoJack tracking systems, or blind-spot alarms.  These devices help prevent your vehicle from being stolen, help prevent accidents and also help prevent you from being injured in an accident.  All of these things can save the insurance company money.

Finally, paying your bill by electronic payments monthly qualifies you for a discount.  If the company knows your money is guaranteed to arrive on the same day every month from bank drafts or electronic transfers, the risk for late payments is diminished.

Hopefully, these tips provide will help you find some cheap car insurance.


Disclosure:  This is a sponsored post.  I did receive compensation for writing this post.  All opinions are my own.

My Shopping Trip to Lowes Foods for Super Doubles

After I took Payton to school yesterday morning, I headed for Lowes Foods to take advantage of some great deals.  Needless to say, it did not turn out how I had planned.  For some reason, their registers were not scanning internet printable coupons.  How convenient, huh?  My whole purchase was a disaster but here is what I got.

Purchased:
1 - Coke 12 Pack - $3.66, Used FREE product coupon from My Coke Rewards = FREE
4 - Jimmy Dean Breakfast Bowls - $2.50 each, Used (4) $2 coupons doubled = FREE
1 - Hefty Garbage Bags - $6.99, Used $1 coupon doubled = $4.99
4 - Lowes Foods Potato Skins - $2 each = $8
2 - Kens Salad Dressings - $2, Used $1/2 coupon doubled = $1 each = $2
2 - Texas Biscuits - .88 each = $1.76
3 - Carolina Pride Hot Dogs - $1 = $3
2 - Herbal Essences Shampoos - $2.99 each, Used (2) $1 coupons doubled = .99 each = $1.98

Total OOP - Should have been $23 .25

Have I got home I review my receipt and noticed that 2 of my $2 coupons did not double.   So they owe me $4.

NEW Coupons Available

Here is a list of new coupons available.  Print them while you can.

$1.00 off Two (2) DOVE Chocolate Large Bars

$1.00 off One PERDUE SHORT CUTS chicken

BOGO (up to $3.00) Edge Shave Gel

BOGO (up to $3.00) Skintimate Shave Gel or Cream

$2.00 off any ONE (1) Children's Mucinex Product

Thought of the Day

"Its not what happens to you, but how you react to it that matters."

Epictetus

Thrifty Tips to Stay Organzied and Save Money

At the beginning of every year, I always do 2 things to help me stay organized for 2 very important things.  The 1st thing is make me a folder for my taxes.  I pull everything out that I have saved throughout the year for my taxes and place it in the folder.  Then, I put this folder in a convenient spot so when something comes in the mail I can drop it in the folder until I am ready to do our taxes.  I first shared this tip with you here.

The second thing I do is update my bill paying binder.  I make a payment sheet for each month showing every bill and when the bill comes in the mail I can enter in the amount and when its due so that I can stay on budget and also make sure every bill is paid on time.  I DO NOT want to pay late fees.  I also clear out all the things that I no longer needed from the previous year.  This is where I store all bills, payment books, address labels, letter opener, and stamps.  When it is time to pay bills I can pull out my binder and I have everything I need.  I have used this binder for 2 years now and it helps me stay organized and I always know where everything is.  Also, if dh ever wants to see a bill he knows where to find it.  Yes, I keep up with everything.  I shared this tip last year here.  You can see pictures of my binder there.

Papa Johns Super Bowl Coin Toss - Possibly Win a FREE Pizza

Click here to vote for the Super Bowl Coin Toss and you could possibly win a FREE pizza!!

FREE Oscar Mayer Product - If we all give a Taste-A-Monial

Leave a Taste-A-Monial on Oscar Mayer's Facebook page and when there is enough, everyone will receive a coupon for a FREE Oscar Mayer product.  The meter is up to $4, we need to get it to $7.

You can also print a coupon for $1 off.

FREE Sample of Yogi Teas

Click here to request your FREE samples of Yogi Tea.

FREE Sample of Purina One Dog Food

Click here to request your FREE sample of Purina One Dog Food from Walmart.

Thought of the Day

"People inspire you or they drain you - pick them wisely."

Hans F. Hansen

FREE Tide To Go Stain Eraser

Click here to request your FREE Tide To Go Stain Eraser.  Hurry, while they are still available!

The Biggest Change I Made Last Week to Save Money

It has been 5 months since Payton started kindergarten.  It has been a change for everyone but a good change.  She loves school and is doing great.  The whole family did have to get on a schedule for school including me.  We have had to plan our evenings around homework, weekly word tests, and a strict bedtime schedule (she is like me, she loves her sleep). 

I have also found that I was spending a lot more on gas since I was taking her to school and picking her up every afternoon.  It is 30 miles roundtrip and I have been making 2 trips a day totally 60 miles a day for 5 days equally 300 miles a week. 

She has been begging since the 1st day of school to ride the bus.  After a lot of thought, I realized I am the only one stopping her from doing this.  It was time for moma to let go just a little bit more.  After talking with her bus driver, I let her ride the bus home last Tuesday.  We decided to use that day as a test day to see if she liked it.  She rode the bus home for the first time and loved it.  She is even more excited that several of her classmates were on the same bus. I am still taking her in the mornings because she would have to get up almost an hour earlier to catch the bus in the mornings.

So she is now riding the bus 3 days a week.  With this change, I have cut back my mileage by 90 miles.   I also have an extra 2 hours a day to accomplish any chores, errands, spend time with Bryson and have a little free time for me.

York Photo.com - FREE 11 x 14 Collage Poster, Desk Calendar, or 4 x 6 Photo Book

 

 Choose one Free Offer: 11x14 Collage Poster, Desk Calendar, or 4x6 Photo Book. Use code: SPECIALHOLIDAY. Does not include shipping.

Fresh Ideas Online Community - Your Chance to Join

 

Fresh Ideas is an exclusive online community of food lovers who like to share opinions about food through surveys and discussion forums. If you qualify to join this community, you will be entered into drawings to win prizes, have the opportunity to meet likeminded women who you can share ideas and thoughts with, and be able to share your valued opinions and ideas to help shape the food industry. 

Click on the link above for the chance to join.

My Favorite Drug Store Deals This Week - 1/20-1/26

Here is a list of my favorite deals at CVS this week:




Palmolive Dish Liquid - .99
Use .25 coupon 1/20 SS
Final Price - .74 each

CVS Diapers or Training Pants - $6.99
Receive $2 ECBs
Final Price - $4.99 each after ECB
Limit 1 

Here is a list of my favorite deals at Walgreens this week:



Flexaid Joint Formula - $20
Submit for $20 MIR - Rebate in Savings Book
Final Price - FREE after rebate

Phase + Diabetic Foot Therapy - $14.99
Submit for $14.99 MIR - Rebate in Savings Book
Final Price - FREE after Rebate

Phase + Diabetic Foot Therapy - $14.99
Submit for $14.99 MIR - Rebate in Savings Book
Final Price - FREE after Rebate

Cracker Jack'D - $1.49
Receive $1.49 RR
Final Price - FREE after RR

Palmolive Dish Liquid - $.99
Use .25 coupon 1/20 SS
Final Price - .74 each

Here is a list of my favorite deals at Rite Aid this week:






CFL Light Bulbs - $3.99
Buy 1 and Receive $3 UPR
Use $1 coupon 1/6 SS
Final Price - FREE after coupon and UPR

Purex Laundry Detergent Liquid, Ultra Packs, Purex Softener, Suavitel Fabric Softner - $2.50
Buy 2 and Receive $1 UPR
and Use (2) $1 coupon 1/6 RP
Final Price - $1 each after coupon and UPR 

NEW Coupons Available

Here is a list of new coupons available.  Print them while you can.

$0.75 off any ONE (1) Wrigley's Gum Car Cup

$5.00 off any Weight Watchers Scale by Conair

$0.75 off one Welch's Light Grape Juice Beverage

$3.00 off two JOSE OLE products, 16oz or larger

$1.00 off on any TWO Keebler Crackers

$1.00 off two Johnsonville Sausage products

$0.85 off ONE Truvia Natural Sweetener

$1.00 off TWO 3 Big Roll Brawny Paper Towels

Menu Planning Monday

 

Monday - Leftovers from the weekend

Tuesday - Taco Tuesday

Wednesday - Marinated Chicken, Oven Parmesan Potatoes, Salad

Thursday - Salmon, Grilled Shrimp, Rice, Corn - I have been trying to fix this meal for 2 weeks.

Friday - Soup and Sandwiches


Saturday - Dinner out with a gift card I received for Christmas.  I also have a coupon to use.

Sunday - I try to leave Sunday open.  DH likes to cook!


You can find other great weekly menus at Menu Planning Monday at Organized Junkie!

Thought of the Day

"The trouble is you think you have time."

Buddha