I am constantly trying to figure out ways to save and get myself out of credit card debit.
After reviewing my credit card statements last night, I became sick to my stomach at the APR. I decided "That's It, I'm Calling Them Tomorrow!"
I just picked the phone up, made 3 simple calls, and "snap" my rates have been decreased tremendously.
Give it a try! A simple phone call may work for you too!!
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It was that easy? They didn't give you a song and dance? I've been thinking about doing this, but I'm afraid of being rejected. And I need to do it...my APRs are just sick.
BTW, someone, somewhere, has to put a stop to what I call 'legalized loan-sharking.' CC companies don't seem to have any regulations as far as what they can do to you! States used to have 'caps' for fees and interest rates. Now it's just insane. If they want to stimulate the economy, stop making me pay ridiculous fees!
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